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Strategies & Market Trends : Young and Older Folk Portfolio -- Ignore unavailable to you. Want to Upgrade?

To: SeeksQuality who wrote (11494)	11/19/2024 9:45:15 AM
From: jritz0	Read Replies (2) \| Respond to of 22034

RE: That sounds more like an argument AGAINST loading up on T, VZ, KMB than an argument FOR holding JEPI. Maybe :^) I hold SCHD but not SPY directly. "One of the problems with discussing funds like these is that they have a very short history, which means that we don't really understand how they will behave over the longer term. But that category of investment - derivative income funds - has averaged just 6.66% over the last decade, a dramatic underperformance." There weren't many equity income ETFs around 10 years ago and the ETFs around were very mechanical. It's a whole new world when it comes to derivative ETFs, there appears to be a new flavor of the day, but I have the confidence that JEPI and QDPL will do as advertised. I don't believe combining 3 historically laggard stocks with SPY would outperform JEPI or QDPL combined with SPY. I guess the point I'm trying to make is cash flow investing can work very well in a portfolio, there is no difference in a portfolio with 8% yield and no growth as there is in a portfolio with 8% growth and no yield, but I would prefer the 8% yield (preferably monthly) for a portion of my portfolio. I also agree with your bond comment and used to hold bond funds in my 401k. I prefer individual investment grade bonds but use funds for non-investment grade.