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Microcap & Penny Stocks : ACRT about to move to new highs -- Ignore unavailable to you. Want to Upgrade?

To: Mr. Pink who wrote (1685)	2/22/1998 1:45:00 PM
From: Mr. Pink	Respond to of 7054

Anyone read the bios of the other losers that run this company. Is there anyone who hasn't gone bankrupt? Membrado is going Chapter 7!!!!!! Elizabeth Melnik, the CFO was a legal secretary. And ran the books for a Seeing Eye Dog school. Perfect that explains how rice Aharoni has been pulling his Chef Boyardee routine cooking the books in front of the high powered CFO!!!! This stuff is classic. It is unbelievable MR. Pink failed to read these bios before. Too funny for words: Enjoy!!!!!!!! THis was extracted from the latest 10K off FreeEdgar. ********************************************************************* MICHAEL MEMBRADO, Executive Vice President of both Capital and Actrade, has been with the Company since November 1996. Having graduated from law school in 1987, Mr. Membrado had been in private legal practice with several different firms in New York up until 1994, when he became a Managing Director/General Counsel of The Bay Finance Group, Inc. (including BFG WorldWide Holdings), a New York based private investment firm specializing in international purchase order and trade finance. During the period in which he was in private practice, Mr. Membrado was principally involved in the areas of corporate mergers and acquisitions, commercial finance and international trade. In the few years immediately preceding his association with the Bay Finance Group, Inc., he served as Associate General (outside) Counsel to the Snapple Beverage Corporation. In this role, Mr. Membrado was largely responsible for establishing Snapple Finance Corporation and for transacting the international distribution rights of the various Snapple product lines. He also served as an integral member of the Snapple corporate acquisition group. Since joining Actrade Capital, Inc., Mr. Membrado has been involved in many aspects of the Company is currently focused on developing and managing the Export/International TAD Program for the Company, as well as certain joint venture trading activities in connection with Actrade. A member of the New York State Bar Association, Mr. Membrado currently resides in New York City and has a petition pending under Chapter 7 of the United States Bankruptcy Code in the District Court for the Southern District of New York, as a result of personal losses sustained in connection with his interest in The Bay Finance Group, Inc. ELIZABETH MELNIK was first employed by the Company as Controller in October 1993, having been promoted to Secretary and Chief Financial Officer of the Company as of November 1, 1996. From December 1991 until joining the Company, Ms. Melnik was employed as Financial Manager of Gainsborough Marketing Company, a privately held public relations/marketing firm located on Long Island, NY. From June 1989 until December 1991 Ms. Melnik served as Accounting/Office Manager for Scheine, Fusco, Brandenstein & Rada, the largest WorkersCompensation Law Firm on Long Island, NY. Prior thereto, from May 1986, sheserved as director of Operations & Media for Futuristic Concepts in Advertising,a privately held advertising firm also located on Long Island NY. From February1982 until May 1986, Ms. Melnik served as Financial Manager for The Guide Dog Foundation for the Blind, Inc., a not-for-profit corporation located in Smithtown NY. Ms. Melnik graduated from the State University of New York atStonybrook in 1976 receiving her Bachelor of Arts Degree in Finance &Accounting.

To: Mr. Pink who wrote (1685)	2/22/1998 1:57:00 PM
From: Dan Packer	Respond to of 7054

If property records in New York are helpful, Elizabeth is married to Thomas.