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To: Les H who wrote (45025)	2/19/2025 2:27:22 PM
From: John Carragher	Respond to of 48966

i have employee coverage and they switched to advantage after thirty years. hmmm now have much more expensive out of pocket payments.

To: Les H who wrote (45025)	2/20/2025 8:28:44 AM
From: Les H	Respond to of 48966

Musk Is Lying About Waste and Fraud in Social Security to Have an Excuse to Kill It Posted on February 20, 2025 by Yves Smith Naked Capitalism Pretty obvious that DOGE's SS spreadsheet is a sham. The number of people actually collecting Social Security is far less than the total number of people in the rows for ages 60-99. In all likelihood, it's due to immigrants and stay-at-home wives who've failed to accumulate enough credits to collect benefits. Social Security pays based on when the Date of Birth occurred during the month. In some case, the beneficiary dies later in the month and has already received a payment. That payment is withdrawn from the bank by Treasury automatically when the death records are updated. It doesn't take more than a month. Some of these improper payments have already been clawed back by the system. Other people in the spreadsheet may be entitled to receive Survivor's Benefits when their spouse dies. Their Date of Death is not relevant since it goes to the estate if the intended recipient has deceased.