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To: GROUND ZERO™ who wrote (207658)	2/19/2025 3:40:53 PM
From: John Carragher	1 Recommendation Recommended By GROUND ZERO™ Respond to of 222733

we had a business meeting the other day with finance manager for our condo's. he said " insurance rates coming down. now 15 companies in the state vs five after they pulled out. He was saying about 10 to 15% discount of the prior year.. it could be a few bucks. He was talking about 10% of 2026 plan. fyi I assume it goes in cycles. prices for homes and condo's will be next to rise ,,, unless we have another bad season. I was in Naples Sunday for lunch and just shocked looking at the knock down homes and new builds. This was a block over from the naples pier, that has not been rebuilt. they may not rebuild it. some of the homes are block long. from front street right to the water front. just amazing. oh, probably federal employees or contractors. oops