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To: Josef Svejk who wrote (11893)	2/24/1998 12:20:00 AM
From: ROBERT H RICHMOND	Respond to of 31646

Thanks Josef, Always best not to have to trust memory. rhr

To: Josef Svejk who wrote (11893)	2/24/1998 12:50:00 AM
From: Esoteric1	Read Replies (1) \| Respond to of 31646

Hmmm... I wonder which bank that was? EDWARD KELLEY, GOVERNOR, FEDERAL RESERVE BOARD: When ever we find some (banks) that are lagging we have a series of progressively more stringent kinds of interventions that we can utilize when that's necessary. We don't anticipate that there's going to be a great deal of that. But I do have to say that we have already had one case where we have had to put a cease and desist order in place. And I hope that there will not be very many more of those.