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To: still learning who wrote (1150)	2/24/1998 2:49:00 PM
From: John Arnopp	Respond to of 4467

A multiplier could end up being a divisor. I think treating it like a cash dividend (assuming you sold immediately and pocketed the $5), is the fairest. While the offerings to tend to eventually go up in value, there is no guarantee of this. The further away you get from the offering date, the more risky holding the stock becomes. Then there's the time value of the money... It gets tricky, again. I vote for trying to keep it on a cash basis, but I'm open to all comments. Anything to give people an idea of what their investment is worth. NAV will be interesting to see, come the close of the week with DOCCR added in. --John