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Strategies & Market Trends : Young and Older Folk Portfolio -- Ignore unavailable to you. Want to Upgrade?

To: QTI on SI who wrote (20734)	9/29/2025 8:59:22 PM
From: jritz0	2 Recommendations Recommended By mykesc2020 QTI on SI Read Replies (1) \| Respond to of 23862

I'm not smart enough to know if he is 100% correct with his doom and gloom but I started remaking my portfolio last year to hold alternative assets including Bitcoin and hard assets, market neutral, and commodities.

To: QTI on SI who wrote (20734)	9/29/2025 9:49:58 PM
From: SeeksQuality	17 Recommendations Recommended By agniv Chowderfan Comeonretirement daveS13 GREGD and 12 more members Read Replies (3) \| Respond to of 23862

I believe we are nearing the end of American democracy as we know it. It cannot function when people no longer talk to each other. That has been eroding for 20+ years and on life support for the last decade. The successor to democracy is autocracy. Those in power take care of their buddies, but nobody really cares about ordinary people. Look at life in Russia, in Turkey, and you get a sense of where I think we are headed. Paradoxically, while people often wish for strong leaders, it is the weak (or at least restrained) leaders under which we prosper. The government is a lot better at creating problems than at solving them. When it tries to solve one problem, it ends up creating a different larger problem. E.g. the COVID stimulus leading to rampant inflation and runaway debt. Autocracies are not good for business - though of course nobody actively tries to kill the golden goose of innovation and a healthy economy. I'm doubtful that investing in gold, silver, bitcoin, or other dead assets is a meaningful answer. Our need for currency and store of value grows (and shrinks) with the economy. If the economy shrinks significantly, then nothing is going to buy you much. Rather, I would own the economy, with multiple touchpoints in the interlocking web of production and activity. Own foreign assets as well (though we could see other markets blow up too). Don't count on growth, and value stability. Most of all, hope we avoid the worst of the doomsday scenarios. We survived the other events cited and in some form we should survive this one as well.

To: QTI on SI who wrote (20734)	9/30/2025 7:25:28 AM
From: cemanuel	5 Recommendations Recommended By agniv Markbn QTI on SI SeeksQuality Waitress Read Replies (2) \| Respond to of 23862

IMO he overstates about everything. This is normal, how you get people to read something, but certainly puts a slant on things. From the perspective of a total monetary system revolution. It's possible but not only does the world's largest economy use dollars but so do most of the world's top economies. I don't see a wholesale switch to the Chinese Yuan or non-secured crypto. Obviously there's a US debt problem and it can't continue to worsen forever. IMO the most logical solution - given that we know the government will do nothing but continue to throw short-term money at people to worsen it further - is a period of hyper-inflation. Fortunately for us hyper-inflation means a period of 10-20%, not 500% like some 3rd world countries. That'll bring on one heckuva recession but absent someone actually doing something it's what I see. I can't say when this happens, just that inflating away debt is very likely at some point. AI taking jobs will certainly happen but traditionally efficiency improvements tend to create other jobs at the same time. I can't point to exactly how or where that happens but it always has and I'm not sure why it wouldn't here. In fact it may be necessary so we can continue growing the economy while having a declining number of age-eligible people for the workforce. I can see a return to more inventory tax on business to account for income tax loss. I'd say wealth taxes are likely except recently the government has been moving to less, not more wealth taxes. Every time you look up there are fewer restrictions on IRAs and social security benefits are suddenly not being taxed at the Federal level. Stocks have been on a crazy run the past 15 years. I hope nobody expects this to continue long-term. I've been moving into less volatile stuff such as bonds and alternatives such as precious metals but it's a slow process at the moment.