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Strategies & Market Trends : Young and Older Folk Portfolio -- Ignore unavailable to you. Want to Upgrade?

To: Max2.0 who wrote (21889)	11/3/2025 5:46:04 PM
From: Steve Mac	4 Recommendations Recommended By ddbpaso livwell Markbn Ridgelander Read Replies (1) \| Respond to of 23286

Re: Does this factor into the SS COLA? Not exactly sure what you're asking, but I'll take a stab at it. If you're on Medicare and receiving SS benefits, the Medicare premiums will be automatically deducted from your SS benefit. The SS COLA was 2.8%, and the Medicare premium increase is ~10 - 11% (TBD). So here's Copilot's take: COLA vs Medicare Premium Impact (2026) • Average COLA increase: $56/month (2.8% raise) • Medicare Part B premium increase: $21.50/month (from $185 to $206.50) • Net gain after premium: $34.50/month Erosion calculation: So, 38.4% of the COLA raise is consumed by the Medicare premium increase, leaving retirees with only about 61.6% of the intended benefit boost. There is a hold harmless provision that the Medicare increase can't result in a reduced SS benefit. But I don't think that is an issue for this audience. You'd have to receive $768 or less in monthly SS benefits for that provision to kick in.