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Strategies & Market Trends : Young and Older Folk Portfolio -- Ignore unavailable to you. Want to Upgrade?

To: jritz0 who wrote (22171)	11/12/2025 9:24:20 PM
From: Smart_Asset	1 Recommendation Recommended By jritz0 Respond to of 23988

I listened to both the CAIE vids you posted and will take a position probably tomorrow. Will sell all or part of my PFFA. My strategy with CAIE will be the same as my XLKI strategy another ETF that you brought to my attention. That is I will initiate a position with reasonably tight stop and put it in my jritz tight stop portfolio. thanks :>)

To: jritz0 who wrote (22171)	11/13/2025 6:03:19 AM
From: garygr	Read Replies (1) \| Respond to of 23988

I thought I understood the downside loss but still confused: 12/31/2003---12/31/2008----S&P was down 18.91%--(5 year period) 3/9/2004---3/9/2009--S&P was down 40.52% (5 year period) I thought that if you held CAIE for five years you get your principle back as long as index under 40%.

To: jritz0 who wrote (22171)	11/13/2025 12:22:05 PM
From: Jeansn6	Read Replies (2) \| Respond to of 23988

I posted a comment and a link to a Morningstar article about CAIE yesterday but had it deleted since I later realized the link was no good. If anybody's reply also got deleted, my sincere apology. Anybody interested can read the article on Morningstar: The title is "A Next-Generation Income ETF" by Zachary Evens. The following comment in the article got my attention: "History tells us that the ETF’s stated 60% barrier is crossed when the S&P 500 falls by around 20%-25%. But the fluctuating leverage of the MerQube index makes the exact barrier level difficult to estimate in S&P 500 terms." Does this mean CAIE is more risky than S&P 500? Is this one of the prices to pay for high income? (Another that I can think of is that how matter how much higher S&P 500 goes up, you only get your principal back when the fund matures. Correct? This is fine since I shouldn't expect to have both high income and high total returns). I also am confused about the following two statements: I thought the coupon rates were not tied to interest rates per Calamos. From the article: "Coupon rates also depend on the level of interest rates. Even if payments are consistent, the relative level of those payments will be influenced by prevailing interest rates: low rates = low coupons, high rates = high coupons." Here is what's on Calamos' website: "CAIE is a single-ticker solution seeking high stable income tied to equity markets rather than traditional bond factors —providing a genuinely diversified income source. " @jhritz0, Could you please share your knowledge to help me and others understand the fund better? Thank you!