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Strategies & Market Trends : Young and Older Folk Portfolio -- Ignore unavailable to you. Want to Upgrade?

To: SeeksQuality who wrote (25657)	1/27/2026 10:18:40 AM
From: R.Daneel.Olivaw	3 Recommendations Recommended By ddbpaso SeeksQuality suncoaster Read Replies (1) \| Respond to of 25708

Pick one from each Category to hold for the next five years and tell why? Beverages: BF.B, DEO, KO, PEP, STZ Food Products: GIS, HRL, HSY, MKC, NSRGY Household and Personal Care: CHD, CL, KMB, KVUE, PG, UL As an income first investor... Beverages: I own KO and PEP as long term, full positions and see no reason to change either. Food Products: No holdings, considering HSY, I still see chocolate recovering. H&PC: PG, probably for the rest of my life. Quality holding, best of the category.

To: SeeksQuality who wrote (25657)	1/27/2026 10:35:21 AM
From: vicki kiyay	5 Recommendations Recommended By chowder Markbn SeeksQuality suncoaster Tam3262 Respond to of 25708

Beverages, I'll take PEP for just as you say, the combination of quality and value. (Of the 5 you list, I also own KO.) Food products, a nettlesome category. I own HRL and HSY. I think I'd pick HSY because the affection for confections is enduring (although the GLP-1 thing might put a dent in that...?). I do like MKC as well and though I exited last year, I'm keeping an eye on it. Household/personal care, my pick is PG. I like the quality, I like the product line, and I think the market respects this company. It feels very durable and solid to me.

To: SeeksQuality who wrote (25657)

1/27/2026 11:32:36 AM

From: jritz0

6 Recommendations

Recommended By
Balancedinvestor
chowder
Comeonretirement
R.Daneel.Olivaw
Steve Mac

and 1 more member

Read Replies (1) | Respond to of 25708

RE: I'm increasingly leaning towards letting SCHD take charge of this side of the market. I have enough fund diversification at this point that I don't need to hold everything as individual positions - only those I believe in. Thoughts?

I would welcome you to the club :)

To: SeeksQuality who wrote (25657)	1/27/2026 12:09:46 PM
From: Pete DGI	2 Recommendations Recommended By chowder SeeksQuality Respond to of 25708

Beverages: I own Both KO and PEP. Prefer KO as a pure play but at lower prices. PEP neglected investment in its soda for too long (can they recover their lost market share?) and consumers seem to have reached a price ceiling on their snacks. Food products: I own GIS and HRL. Prefer GIS as sales outlook for premium dog food is positive. Overall, this is a challenging sector; since organic growth is difficult to come by, I am questioning whether I need exposure to it at all. Household: I own PG. I recently sold my KMB position at a loss. Reasoning: if years of internal restructuring haven't improved revenue or margins, why double down by acquiring KVUE, which has its own growth and litigation issues? I prefer PG at lower prices. Agree with you SCHD could be a good substitute to avoid the individual company execution risk. (Consumer staples 18% of assets)

To: SeeksQuality who wrote (25657)	1/27/2026 12:21:25 PM
From: dan1944	Respond to of 25708

SQ: Why SCHD to cover the Staples area? Or am I misreading this? SCHD (in my opinion does not cover this area very well). Maybe I have misread. dan

To: SeeksQuality who wrote (25657)	1/27/2026 1:20:04 PM
From: Markbn	2 Recommendations Recommended By ddbpaso SeeksQuality Read Replies (1) \| Respond to of 25708

RE: Pick one from each Category to hold for the next five years and tell why? Additional contestants welcome. Interesting choices in aggregate. SCHD would seem to be a decent Fund to cover all of these. Not sure what percentage of your portfolio these companies total, and if the Consumer Staples portion of SCHD is equal to that, or at least in the ballpark. Anyway.................. Beverages: I am not a big fan of the alcohol based securities. While they will ALWAYS have their markets, it just does not seem like an investment theme that I am interested in. (I do have sin stock holding, like PM for example. Had MO and others in this arena, but never felt comfortable with the "drinkers" stocks. Between KO and PEP, years ago I consolidated my holding to PEP, when I exited one of them. I always liked the snack food business as a good combination with the carbonated drink side. i think PEP lost their way in the recent past from the soft drink business, and that has been reflected in their stock price issues. Hopefully, they will recover. One probably won't go wrong with either. Food products: I have no holdings in this category. I had positions in HSY for many years, but sold out when the cocoa/chocolate supply went off the rails a while back. I did enjoy many years of gains in HSY. I am a big admirer of a company that has a minimal advertising budget, yet their products are well known and "out there". Household and Personal Care: I am biased here, as I have been a multi-decades holder of both PG and KMB. Had CL for a while many years ago, but sold when I was consolidating my holdings to a more reasonable number. Sold UL when they started making political statements/actions on everything, especially their Ben & Jerrys unit. Just make the product and sell it - cut the politics stuff. I always thought about CHD, as it seemed like a decent company and had a very popular product that Folks seemingly would buy no matter the price. Never pulled the trigger for whatever reason.