Silicon Investor (SI) -- The First Internet Community

STOCKTALK

We've detected that you're using an ad content blocking browser plug-in or feature. Ads provide a critical source of revenue to the continued operation of Silicon Investor. We ask that you disable ad blocking while on Silicon Investor in the best interests of our community. If you are not using an ad blocker but are still receiving this message, make sure your browser's tracking protection is set to the 'standard' level.

Strategies & Market Trends : Value Investing -- Ignore unavailable to you. Want to Upgrade?

To: Harshu Vyas who wrote (79020)	1/28/2026 6:32:31 PM
From: S. maltophilia	1 Recommendation Recommended By Harshu Vyas Read Replies (1) \| Respond to of 79149

Won't try to convince you No worries. Not trying to sell you PYPL, either. PYPL is so far behind in terms of innovation Hence the ~10 P/E Or, as I said upthread: Are the kids moving to a tiktok based payment system without us knowing about it? Wirecard was an entertaining little (?) scam. A reminder to stay away from hype.

To: Harshu Vyas who wrote (79020)	1/29/2026 3:09:21 PM
From: Madharry	Respond to of 79149

Just read a report that said something like 20% of us consumer use BNPL and the figure will go up to 1/3 in a couple of years. You could be right about paypal not having anything to offer except for the paypal and venmo brands which have to be worth something. Meanwhile the stock sells for about 10 times earning and is projected to grow 12-13% a year, There seems to be a lot of negativity in a stock but I think they are making good moves they applied to be a bank and they are purchasing an Israeli company to help with agentic processing, The stock is priced high relative to book but not high relative to earnings and projected growth,