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To: Roger Bass who wrote (2093)	2/27/1998 3:03:00 PM
From: TLindt	Read Replies (1) \| Respond to of 8545

I have one...did you read that GAO report? And if you did...how are they going to get 3,500 more banks online in the next 10 months...and who are they going with on the hardware? Top 3 would be fine. And see if you can get some data from them which backs up that House Banking Committee Report......expecting a surge of 500% this year in Banks going online. Here's the post link Message 3541181

To: Roger Bass who wrote (2093)	2/27/1998 6:32:00 PM
From: pat mudge	Respond to of 8545

Roger -- I'd be curious to know the general attitude towards Microsoft's chances of being a major player in e-billing. Also, when utility comapnies are expected to really push their on-line bill payment options. When do the big advertising budgets kick in? Do you foresee banks co-advertising with utilities to get more customers? "Bank with us and your bills are one click away. . ." Just letting my mind wander. I'll watch for your "reports from the front." Pat

To: Roger Bass who wrote (2093)	2/28/1998 1:03:00 AM
From: chirodoc	Respond to of 8545

<<<<questions anyone feels they're looking to get answers to ? ......does ckfr have any plans to put a "botton" on the major search engines, web sites,etc. to draw people to their banks or vice versa? .......how will they get this ebill out without waiting for their banks to drum up the business?

To: Roger Bass who wrote (2093)	2/28/1998 4:54:00 PM
From: TLindt	Read Replies (1) \| Respond to of 8545

>>>>I'm going to be at an Online Banking Association conference next week on Electronic Bill Presentment and Payment, any particular questions anyone feels they're looking to get answers to ? I'm looking over the agenda...... The players??????? Integrion, MSFDC and First Global Commerce to Highlight Panel at EBPP Symposium Representatives from the nation's top consortia will discuss alternative approaches to electronic bill presentment and payment. Integrion, the nation's largest consortia of banks, has 20 member banks. A recent announcement of an affiliation with CheckFree, the nation's largest bill payment processor, puts Integrion in a leading position in the industry. MSFDC, an alliance between Microsoft and First Data Corp, was announced late last year. While a number of banks have expressed concern over potential bank bypass of the payment system, a number of banks have nevertheless joined the MSFDC Advisory Board and have undertaken pilot programs of the service. First Global Commerce, the third major group, consists of an alliance between Hewlett-Packard, Verifone, and EDS. A number of banks have also joined this group which will pilot a program this year. obanet.org obanet.org

To: Roger Bass who wrote (2093)	2/28/1998 8:15:00 PM
From: jjs_ynot	Read Replies (1) \| Respond to of 8545

It might be nice to get and answer to two questions. Firstly, what are the participants targeting / expecting in terms of subscriber and revenue growth for the next two years? Secondly, how do the participants plan to deal with overlap between the e-billers and e-payers if there are different consolidators? Do they perceive that the OFX standard is sufficient to eliminate an overlap or inconsistency problem? I apologize if the issues are confused. Will try to clarify if you feel that there is a need.