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To: Roger Bass who wrote (2281)	3/5/1998 12:21:00 PM
From: TLindt	Respond to of 8545

>>>Let me just strike a cautionary note in relation to this '500%' figure. The first is that this relates to number of banks not to number of connectable bank customers. As the smallest banks can be a 100th of the size of the largest, who are (on average)faster to implement such services, the real growth that this represents will be much smaller. I noticed that.....the 4 running pilots Wells Key BankOne Norwest with MSFDC are slightly larger than Chase is by itself. With no consideration for First Chicago, Michigan National & PNC. Top 100 onlinebankingreport.com I guess the point is if nearly 50% of the banks go online...it will certainly help promote EBPP to Billers. So how's it going a the Online Conference?