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To: Judy who wrote (9681)	4/5/1998 8:44:00 PM
From: Nancy	Respond to of 152472

IRA account not allow margin is obvious - what if you get a margin call - so you put more money in - that is additional contribution - by LAW you can only put in 2000/year, tax deductible or not, that is the maximum you can put in. of course IRA account cannot be a margin account. now as for covered call and long put/call - most brokerages only allow covered call and may be protective long put against shares - because they dont want people speculate and turn around to sue them to allow them do something stupid to lose their retirement money. Brown allows same things as Fido. Waterhouse only covered call. Schwab used to include both covered call and protective put, now only covered call.