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Biotech / Medical : IMAT - ultrafast tomography for coronary artery disease -- Ignore unavailable to you. Want to Upgrade?

To: Steven Durrington who wrote (2364)	4/8/1998 11:15:00 AM
From: Bruce Rozenblit	Read Replies (2) \| Respond to of 3725

Hate to disappoint but insurance has some real structural problems in the USA. Most people have their health insurance provided by their employer. People change jobs here every two or three years. Furthermore, companies change carriers as often if they can save a buck. The insurance companies only want to keep you alive for two or three years at a time. Then you are someone else's problem. They feel that if they pay to fix you up, next year you will have a different job and their competitor will reap the benefit. Of course, over the life of the individual, less dollars are spent with prevention, but the the insurance companies are more interested in making the most money possible today. The problem is that the policies follow the job and not the person. There is no financial incentive to save long term dollars on a short term proposition. Keeping people healthy is not the issue, its making money.