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To: Brian K Crawford who wrote (3242)	4/10/1998 9:07:00 AM
From: Brooks Jackson	Respond to of 8545

<I question whether the billpay enthusiast will want to access ebills web site-by-web site, and pay 20 cents each to order the payment.> Me too. In fact, this seems to me to be an unbelievably dumb business plan, doomed to fail. When e-bill can potentially save the BILLERS so much money, the smart plan would be to do whatever is needed to get a very large number of transactions going as quickly as possible. Let's see: Advantage to billers -- save 50 cents (or whatever) per e-bill customer per month. Advantabe to banks -- save 20 cents (or whatever) per e-pay customer, per transaction. AND attract new, upscale, computer-savvy customers to your branded website where billpaying is easier. But, Pete Kight already knew that.