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To: Lee who wrote (39464)	4/29/1998 9:00:00 AM
From: Sig	Respond to of 176387

Good Morning Lee: <<<< Maybe the fund managers find that the opportunity costs of not having the money invested is higher than the risks of being fully invested. >>>> It is not all clear to me what a fund manager means by cash. That is, he doesn't have a roll of bills. If he puts it in a money fund, then the broker or fund manager invests it in stocks or bonds until the (other) FM wants it back. I seem to live in a strange world.One time I went to a a large Bankamerica branch with about 25 employees to cash a $5000 check. The girl said "I may not have that much, I wish you would call ahead of time". But she was able to find it in small bills. So I have a picture that money is always invested somewhere. Sig