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To: Candle stick who wrote (3967)	5/5/1998 5:15:00 PM
From: Glenn D. Rudolph	Read Replies (3) \| Respond to of 164684

Rating gradations are broken down into nine distinct symbols, each symbol representing a group of ratings in which the quality characteristics are broadly the same. These symbols, which comprise two distinct rating groups, range from that used to designate the greatest financial strength (i.e., highest investment quality) to that denoting the least financial strength (i.e., lowest investment quality), Numeric modifiers are used to refer to the ranking within the group -- one being the highest and three being the lowest. However, the financial strength of companies within a generic rating symbol (Aa, for example) is broadly the same.