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To: Northern Marlin who wrote (2551)	5/15/1998 4:30:00 PM
From: Northern Marlin	Read Replies (1) \| Respond to of 2636

Notes from the conference call regarding revenues for the 3/31/98 qtr: COO Allen gave three reasons for the sequential decline in revenues: 1. Universal Card was down 50% from the previous quarter, but still above the same quarter a year ago. 2. The Pac Bell business was halted. 3. AT&T business was down sequentially for the 7th consecutive qtr; now only 18% of the total for 3/31/98. On the positive side for revenues: 1. US West revenues increased over 50% sequentially from the 12/31/97 quarter. Revenues were over 22% of the total for the 3/31/98 quarter. 2. Revenues for American Express reached a new quarterly high, 29% of the total for the 3/31/98 quarter. 3. Revenues increased for Western Union and Chicago RTA. 4. New clients Omnipoint and America Online each have over 100 agents dedicated to their work.