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Microcap & Penny Stocks : Columbia Capital Corporation-Computerized Banking (CLCK) -- Ignore unavailable to you. Want to Upgrade?


To: Dan Dieffenwierth who wrote (170)5/28/1998 9:56:00 PM
From: Jeffrey L. Henken  Read Replies (2) | Respond to of 1020
 
Debit cards, credit cards, EBT, electronic banking....

I know we love it as long as it puts more money into our pockets. A great investment like we have here in CLCK will do exactly that in the days, weeks, months and years to come.

I mean think about it Dan how much sense does paper money and pocket change really make compared to the use of a debit card and virtual money?

My wife and I have a United Airlines credit card that we use to get airline miles.

I'm not so sure I need those extra miles with the gains I see coming from owning CLCK stock.

First EBT debit cards for food stamps and other entitlements, then social security and then perhaps someday we find ourselves in a society where all paper money is retired and debit cards rein supreme.

By that time our debit cards will be truly platinum thanks to CLCK!

Regards, Jeff



To: Dan Dieffenwierth who wrote (170)5/30/1998 7:23:00 PM
From: Jeffrey L. Henken  Read Replies (1) | Respond to of 1020
 
Dan one thing that people seem to be underestimating about this industry is that Columbia Capital's processing expertise and Y2K compliance is drawing companies both new and old into long term contracts.

http://biz.yahoo.com/bw/980521/columbia_c_1.html

Once an institution moves a portfolio to CLCK for processing of let's say 100,000 accounts, CLCK gets processing fee on each of those 100,000 accounts (plus any new ones added) every month for the life of the contract.

In this business while a customer may decide to move the portfolio, at the end of the multi-year contract, it usually doesn't happen, due to the fact that it is a difficult process to convert a portfolio from one processor to another, because you must bring the account's entire history over to the new system.

So the new business that CLCK is bringing in in both it's traditional markets, and now healthcare companies as well, shows just how truly outstanding this company's capabilities really are!

http://biz.yahoo.com/bw/980529/columbia_c_1.html

Anyone out there looking for a bright idea in this risk infested investment world?

I think you should look hard at all the good things happening for Columbia Capital. After all the company is already profitable and things are only getting better:

http://biz.yahoo.com/bw/980515/columbia_c_1.html

CLCK on Columbia Capital!


Regards, Jeff



To: Dan Dieffenwierth who wrote (170)6/9/1998 11:33:00 PM
From: Jeffrey L. Henken  Read Replies (1) | Respond to of 1020
 
FiScrip designs, programs and tests the software that is reloaded into
ATM's and debit card point-of-sale machines. FiScrip is one of four companies
certified by Deluxe Payment Systems, an unaffiliated third party, to process EBT
transactions. EBT is a new process and method of distributing federal
entitlements, initially including food stamps, welfare and social security
payments to beneficiaries. In place of printing and issuing checks and other
financial instruments, some beneficiaries of government entitlement programs
receive a debit style card (a "QUEST Card") which operates in the same manner as
an ATM or debit card. The beneficiary of the entitlement program uses this
federally issued card to purchase items utilizing the EBT system. The federal
government may eventually establish individual accounts which will be debited
when a beneficiary makes a withdrawal or purchase. However, no assurance can be
given as to when the federal government will establish this process. It is
expected by FiScrip that there will be substantial competition in the provision
of the service offered by FiScrip. No assurance can be given that FiScrip will
be successful in competing for this business; thus, the Company may not receive
the processing business anticipated by management of the Company to be derived
from EBT transactions.

sec.gov

All of the above and more can be found in the company's 10KSB.

Judging from my internet search tonight it looks like things are coming together for CLCK and it's partner FISCRIP.

Time will tell.

I plan on benefiting from many of those transactions as a CLCK shareholder.

Regrds, Jeff