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To: Benny Baga who wrote (562)	5/29/1998 1:36:00 PM
From: Les White	Respond to of 2414

Benny, I am quite sure Greg was referring to Travelers' EBP service as being "much cheaper" than CKFR because it was in response to my question of whether they would be using CKFR. He also said it was little known. If true, I suspect it will become much more known going forward. Let's not forget that most successful products breed competition. CKFR being no exception. All kinds of companies are getting into web services. The money is there. I owned shares of ICGN, an AC company when they bought Rare Medium, a fortune 1000 web site development company, last month. AC company yesterday, an internet company today. Stock went right up. A great buy right now BTW. Got hit with all the rest of the internet stocks this week. Lot's more to that story to come out going forward. Les