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To: Ann Janssen who wrote (19819)	6/13/1998 1:31:00 AM
From: Sonki	Read Replies (1) \| Respond to of 27012

ann, u must open 2 roth accounts. one is called "converted roth" and another one is your plain vanila "roth". u can not mix the two right now. so in roth. u can only add 2k this yr. does not need to be transftered from ira. and how would u pay double taxes i don't understand ur question. u r contributing cash for the 1st time. 2nd: your converted roth: any mony that comes in here must come thru your ira account ( not 401k), so u have to roll ur 401k to ira then roll that to roth. U SHOULD NEVER HAVE TO PAY DOUBLE TAXES EVER... roth IRAs Have An Edge Over Regular Ones Appeal To Wealthy: Taxed Going In,Tax-Free Coming Out . I posted this Oct.97. Must read. Message 2602084 trick is to keep your income down according to the rules.

To: Ann Janssen who wrote (19819)	6/15/1998 1:22:00 AM
From: Sonki	Read Replies (1) \| Respond to of 27012

ann or orcl holders...orcl reports june 17 (.38 est) whispers below.. just to save u some crusing on the net, i will paste the msgs i read on orcl yahoo thread here. Message 4845585 folloiwng on yahoo thread. (TWO POISTIVE AND TWO NEGATIVE POSTS FROM YAHOO ) Greetings: Big Oracle Financials deal with big oil almost in the bag, and looks like .40 or .41 for Wednesday. Post only the good stuff please. Regards. <- Previous Next -> Message 10571 of 10579 Reply little bird said-from inside the nest PALTROQ (66/M/Boston, MA) Jun 14 1998 6:00PM EDT Oracle is in line to beat estimates and announce a special deal with someone big with the earnings press release. Price will be above $ 30.00 by Friday or more. Shorts will be hurting. I think about 16 million will be hurting. There is also no whisper number coming from anybody legitimate I know in the trading bus. yet. Just rumors about numbers from scared , lying shorts. NEGATIVE NEWS ON ORCL................ <- Previous Next -> Message 10560 of 10579 Reply ORCL performance ORCL2000 Jun 14 1998 2:22AM EDT Let's not focus too much on the whisper numbers. In my opinion it is pretty likely that ORCL will meet the expected EPS for their fourth quarter... but they will not see the growth that the analysts expect in product licensing, that is their core business of database, and applications.... The growth will likely be strong in services, i.e. technical support, education, consulting etc. These results will be alarming to analysts and will be followed by downgrades... stock will be priced at 21 by week's end. <- Previous Next -> Message 10570 of 10579 Reply I will try to warn but do not bludgeon me dwhet0 (35/M/Scottsdale, AZ) Jun 14 1998 5:15PM EDT For long term investors, do not check what happens to ORCL this week. They are possibly going to beat the estimate by a peeny and possibly miss it by a penny,wahtever. The real drama is, the guidance they are going to give the street is not going to be too favorable. In fact, it will be horrible. ORCL is still having problems (they need to focus--the Network PC has been a huge drain on resources and talent, and has mainfest itself by way of bugs showing up in their latest versions of RS DB software)and Japan has fallen off the face of the earth in terms of revenue growth (run the numbers from last 2 announcements,then read to 10Ks--you will rightly get worried). I am not short this stock, but I do pay massive attention to internal cash flows, especially from operations. ORCL's cash flow position has been dwindling rapidly, nowhere near offset enough by cost-cutting or inventory shifting. Even rapid end-of-month accounting has run its limit. It is also wise to forget about the whisper crap being posted on this board. Most of these people have no idea how to do strong fundamental analysis and their trading prowess is well, well, let's just say a figmant of their fertile imagination. They are nothing but people trying to think they are good traders by buyig and selling stocks based on not one wit of why they are doing it. Be wary. The last time I came on this board was when ORCL was at $34-35 (in the fall/winter last year) and I was saying how worried ORCL looked and that people might want to think about getting the hell out of ORCL before the crap hit the fan. The picture was in the cash flow position and little tidbits in the 10ks. I am trying to warn you small investors again. Based on the fundamental pictures inside ORCL, and the TA (true TA analysis on ORCL's pre-3 weektrading is flashing serious warning signals) currently existing, be very careful of trying to play ORCL this week. Maybe I am off my rocker, but I see ORCL at $21-22 by MON of the following week. The last time I was off my rocker was when I said ORCL was worrisome in the mid $30s and that I saw it possibly going to the low $20s. And this is coming from someone with experience in trading and daytrading ORCL many times in the past. I am not bragging. JUST TRYING TO SAY: BE CAREFUL!!!