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To: Terrapin who wrote (4432)	7/15/1998 2:23:00 PM
From: Alejandro	Respond to of 78748

To All: I have a question on "cashflow" Net Income plus Depreciation and Amortization equals Cashflow. Cashflow less Dividends and Capital Spending equals Free Cashflow. Question: Where can I find Capital Spending ? Thanks Ali

To: Terrapin who wrote (4432)	7/15/1998 10:18:00 PM
From: Paul Senior	Respond to of 78748

John: re: Roth. You might also want to call or look up one of the on-line brokerage services: www.waterhouse, www.fidelity, www.vanguard and get one of their packages. Also check www.morningstar.net. They may have some info also. My opinion is that commissions are taken from within the Roth account, and that offsetting gains and losses between taxable and non-taxable accounts is not permitted. But again, only a qualified person should be consulted (not me!); your questions sound like you might benefit from an expert's accurate and maybe sage advice. Paul.