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To: Don Pueblo who wrote (3419)	8/12/1998 5:58:00 PM
From: X Y Zebra	Respond to of 12810

Thanks TLC, I am certain that your friend must be a happy man, as you should be too ! The more I read about LU the more I am amazed about the capabilities of this company, I hope things continue as in the last two years or so. I have long thought about JPM, but for reason a, b, or whatever, I have postponed doing research on them, but from first impression, and given the current consolidation in the banking and possible integration with the securities and even insurance industries, I am sure that JPM will turn out to be an excellent investment. Funny but the so called rule of the 20 %/80 % (20 % of the units do 80 % of the performance, in whatever), keeps on proving time and time again.... I wonder why the majority of players insist to prove the improbable... must be a human condition of sorts. Z.