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To: Karen E Hoof who wrote (16174)	8/19/1998 6:40:00 PM
From: Bobby Yellin	Read Replies (1) \| Respond to of 116770

Hi- why do you think the governments are frozen and scared? or are you saying they should be? why should they scared and frozen now because of derivatives which have been around for how long now? the Russia market is quite small(supposedly Germany has a lot more exposure in SE Asia)..I think a lot of speculators have gotten killed in the emerging markets..don't think many banks will get killed.. the USA got through their horrific savings and loan bailout(at the taxpayers expense)..why don't you think the Japanese will get through with theirs? with all the refinancing of mortgages in the States don't you think a lot of US citizens are better off than before?(not talking about healthcare :<) we are witnessing a depression in a lot the emerging countries in SE Asia but don't you think they will recover? did you read the latest release on housing starts? recession doesn't sound as if it is around the corner.. interest rates are low reducing the expenses of the USA government isn't that a plus? banks are continuing to merge and get rid of a lot of employees.. please give me some examples of where you see the governments frozen and scared bobby