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To: Capt who wrote (7710)	9/24/1998 7:53:00 PM
From: TLindt	Respond to of 8545

>>>.long on the heart breakin. Tell me about it....I logged on an looked right away at losers/gainers. And there was ole CkeckFree in the Top 20 Losers. When is this gonna end people?

To: Capt who wrote (7710)	9/24/1998 7:53:00 PM
From: Wesley0428	Read Replies (1) \| Respond to of 8545

I suppose this article which came out this am didn't help any. <<<Citibank Invests in TransPoint and Gains a Strategic Advantage PALO ALTO, Calif.--(BUSINESS WIRE)--Sept. 24, 1998--Citibank's recent investment in TransPoint, formerly MSFDC, strengthens the bank's position in providing a service for what is expected to be the first financial services Internet "killer application." According to a new study by Killen & Associates, that application is the electronic (Internet) presentment of bills and the payment of those bills (EBPP). "The banks have been looking for an application that would motivate customers -- businesses and consumers -- to use the Internet for banking," stated Michael Killen, president of the market research firm. "The odds are good they will find it in EBPP. The odds are also good that the banks will be the first to offer a comprehensive EBPP service. In doing so, they have the best chance to sign up waves of new businesses and consumers as customers." "Citibank, the leader in global banking, already has much of the technology needed to pay electronic bills-the back end of EBPP. Its investment in TransPoint indicates that the bank is moving forward to secure the technology needed to electronically distribute bills." Killen & Associates' study, EBPP: Markets, Framework, and Suppliers, provides insights into how banks and other companies are pursuing the EBPP killer application. The study details the payment and presentment marketplace, provides a set of 10 long-term success criteria, and offers a template and analysis of the relative strengths and weaknesses of 25+ banks, billers, Internet portal companies, and other financial service providers. For additional information, visit Killen & Associates' Web site, killen.com . Press contact: Bob Goodwin, bgood@killen.com, tel 650/617-6137, fax 650/617-6140. Client contact: Jules Street, jules@killen.com , or Karl Duffy, karl@killen.com , tel 650/617-6130, fax 650/617-6140 Killen & Associates is a leading market research and consulting firm whose studies, seminars, and television programming enable clients in the banking/financial services, telecommunications, and information technology industries to identify business opportunities created by technology advances, public policy changes, and market forces. CONTACT: Killen & Associates Bob Goodwin, 650/617-6137 bgood@killen.com>>>