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To: Mohan Marette who wrote (69243)	10/5/1998 1:39:00 PM
From: John Chen	Read Replies (1) \| Respond to of 176387

Mohan,re:"'nothing' or is that too expensive?". \|\| "or 'nothing' is that too expensive?". 'Zero% interest': I ain't going to buy no house even if it is 0% interest. You still have to pay tax,insurance and other stuffs. 0% of BIG PRINICIPAL may sound good. But I don't think I can afford to living in a Multi-million dollars house even if it 0% interest. The builder would like that since you are the holding the 'principal' and sooner or later you will pay up. It's interesting the real-estate people keeping saying the interest rate is low and you can buy more. I don't know about your area, but I don't see people buying more, they just pay more since they can qualify for more. Same house, the lower the interest house, the higher the price(so far and I'm seeing that trend/curve is starting to invert).