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To: Glenn D. Rudolph who wrote (22708)	10/23/1998 10:57:00 AM
From: Bill Harmond	Read Replies (1) \| Respond to of 164685

I don't remember posting that. Sure it was me? I don't have trouble with Morgan Stanley's ethics, and you seem to be implying that Morgan Stanley floated an issue they knew would collapse. I any event I think a discussion of ethics here would be inappropriate and long-winded. I studied for years for the Catholic priesthood, and am well-schooled in ethics. You can probably tell from my behavior here that I practice what I learned. But I think your posts have less to do with ethics and more to do with blaming. I don't think one should blame others (whether its ethics, conspiracy, unfair practices, inside information, or anything else) if he or she is on the wrong side of a trade. Transferring responsibility is an excuse, and (as a mentor used to hammer relentlessly into me) excuses are for losers. I've had plenty of stock-market losses in my life. Blaming someone else for them is a prescription for more losses.