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Biotech / Medical : XOMA. Bull or Bear? -- Ignore unavailable to you. Want to Upgrade?


To: Bluegreen who wrote (7640)11/4/1998 5:43:00 PM
From: Robert K.  Read Replies (1) | Respond to of 17367
 
On point but off point. I would pay, most people would pay if difficult circumstance. My point capitation. If diagnosis is pneumonia, and medical plan pays say 10,000 total per treatment, or say pays 1,000 per day treatment, would hospital attempt to limit usage. I personally feel strongly that the best treatment should be given, I also think the ins. plans (many times) are more concerned with the cheaper treatment vs the better treatment. In other words if their cost is reduced by letting some percentage of patients go into multiple organ failure and associated costs incurred vs blanket coverage with say a neuprex. If their costs are reduced by the MOF group, sad to say they might just attempt to justify the mof group. I am not saying the mof type group would be cheaper than neuprex. Thats where pharmacoeconomics come in.
What is more important economics of cost or patient health. The doctors and administrators might be at odds. I just feel for the folks in the MOF group. Or better yet how about this scenario.>> I mean, cant you see it now, your insurance plan wont approve neuprex without prior authorization. Unfortunately its 11pm on saturday night, youve just been in a accident and youve lost a lot of blood. Unfortunately your plan isnt open now, member (dis)services will reopen monday 8am. You can obtain authorization then. Do you really want to wait for authorization? Or better yet, you must try a course of cephalexin first. If that treatment fails, and you take a turn for the worse(like sepsis) then they will authorize and pay for bpi.
Like you said and I repeat all of this chatter is useless unless neuprex actually works and is approved.
All IMO, all disclaimers. For entertainment purposes only.