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Strategies & Market Trends : Fidelity Select Sector funds -- Ignore unavailable to you. Want to Upgrade?

To: Carolyn S. who wrote (1098)	11/5/1998 7:21:00 PM
From: ccportfolio	Read Replies (1) \| Respond to of 4916

I just opened my account up and haven't switched into a money market account yet... but I'll probably switch into the Spartan MM account when it comes time... You are right about the one time aspect of the 3% load, at least for non-retirement accounts, not sure about IRA's, etc. BTW, does anyone follow specific strategies for switching/timing fund rotations. I just subscribed to the Pitbull switching strategy...

To: Carolyn S. who wrote (1098)	11/5/1998 9:26:00 PM
From: Dennis	Respond to of 4916

now that you mention it, I remember a disagreement a long time ago on this thread about loads..........I called Fido ...they waive it ONLY for certain customers.......my school district is HUGE so it is waived. This makes it a real good deal. I am talking about SELECTS only. PLEASE CHECK WITH YOUR EMPLOYER !!!....or better yet, check with Fido. Good Luck

To: Carolyn S. who wrote (1098)	11/5/1998 9:54:00 PM
From: Julius Wong	Respond to of 4916

> What money market fund do you switchers use ? I moved in and out of Select funds because I don't pay the 3% fee. I used two Fidelity MM funds: Select MM fund (FSLXX, #85) and Retirement MM fund (FRTXX, #630). Often FRTXX yields more, but not always. For example, currently FSLXX pays more (5.36%) than FRTXX (5.04%).