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Technology Stocks : CheckFree Holdings Corp. (CKFR), the next Dell, Intel? -- Ignore unavailable to you. Want to Upgrade?

To: Bradley W. Price who wrote (537)	12/7/1998 7:29:00 PM
From: TLindt	Respond to of 20297

>>>Actually, I think long-term, the one-to-one model will win out, but that is probably 10-15 years out. I don't think so. And here is a brief why not. Why do we get a statement from our bank, or broker every month? Because it shows us where we were one month ago...and where we are now..in transactional itemized detail, we can compare that paper to our Paper Check register.... I've been using CheckFrees e-Bill system since March of 1998...if I want to see bill & pay history detail on any biller, account or bill it's all layed out for me in a itemized transactional detail in cronological date order, consolidated for me at one site..with hyper-links to Customer Care & Service for EACH Transaction/BILL. IT's FOCUS IS ON CONSUMER. Without this, in a one-to-one environment...I'd have to go to each Biller site, and that could be hundreds over a years time, and make up my own hand written paper statement in cronological transactional order....what a damm mess for the consumer....REALLY. Otherwise it would be like your bank processing a monthly statement based on Biller and not Check Numbers...what a mess. And if you are right and it does come off one-to-one, 10 or 15 years from now, I won't use a biller centric system like that...it has to be consumer centric for me to participate in this paradigm. Without consolidation at some measure...why keep the score of a FootBall Game? Hell, just let them play.... Summary, don't re-invent the wheel, just digitize it. And that's the way I want it...Actually I want the data in Quicken...so the data is on my PC, but then none of them; Toilet Paper or CyberCash can do that....so I'm back to the COW, CHICKEN & FISH deal. We can all disagree on how we want it, BUT it is the Vendor which can do it ALL WAYS which wins the shift...and there is only one out there. It's Called CKFR.