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To: STEVE who wrote (69)	12/10/1998 8:10:00 AM
From: David B. Higgs	Read Replies (1) \| Respond to of 3070

Steve, It is not a question of past experience with Schwab. The deciding factor is overall interest. Keep in mind that Schwab does not get a predetermined number of shares to distribute. They get only what H&Q is willing to give after H&Q has determined what its needs are. This is only my second IPO through Schwab but in other IPOs in the past, when there is great interest, it was not unusual for the actual investor distribution to be limited to one or two hundred shares. If I were you, I would have small expectations and then hopefully be surprised. It makes life more enjoyable. Regards Dave