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To: Benny Baga who wrote (647)12/13/1998 11:03:00 AM
From: J Fieb  Read Replies (1) | Respond to of 20297
 
Open Q) I'm a student of the set top, where a lot of technology will
be emerging. Here is a GIC pr on their next set top.......

Reply # of 37793

GI set-tops to support Visa's smart cards
By Tim Clark
Staff Writer, CNET News.com
December 10, 1998, 2:40 p.m. PT
news.com

Cable-TV equipment manufacturer General Instrument
will support smart cards in a souped-up version of its
digital set-top box due to ship by mid-1999, including the
ability to download and spend Visa Cash.

But so far, GI doesn't take American Express--or Mastercard
either.

General Instrument said its digital interactive set-tops will
support Visa's smart-card scheme, enabling not only Visa
digital cash but also other functions. Smart cards look like
standard credit cards but have an embedded chip that makes
them more versatile.



The announcement means that at some future date,
consumers could use new interactive services from their TV
and go shopping, spending money from the smart card rather
than a credit card. Other future home uses include electronic
coupons, home banking, loyalty programs that reward frequent
users, or pay-per-view video using Visa Cash.

"There is a lot of interest in how to leverage [digital cable
networks] for electronic commerce and couponing," said
Denton Kanouff, General Instrument's vice president of
marketing for digital products.

But additional uses would require other companies to create
software that works on Visa's smart-card platform.

To date, no single operating system dominates the smart-card
industry, meaning that companies must adapt their smart-card
applications for each scheme. Visa is pushing its Visa Open
Platform, while MasterCard is in the Mondex camp.

Kanouff said his company has been in discussions with
Mondex and several major banks and is likely to support other
smart-card schemes too.

The new DCT 5000 Plus set-top will come with a built-in cable
modem, a high-end microprocessor and 3-D graphics. And it
can be used simultaneously to watch TV, surf the Net, and
place an Internet protocol phone call over the Internet.

That model, and some 2 million less sophisticated digital
set-tops GI has already shipped to cable operators, work on
cable systems that use GI's infrastructure, but not on
competing manufacturers' equipment. To date, GI digital
systems pass 29 million households in the U.S.

The new high-end digital set-top will be priced around $400 to
cable operators, who typically lease themto subscribers. The
lower-end set-tops, which will continue to be deployed and
don't have a smart-card slot, run around $300. GI will test retail
distribution next year, Kanouff said.

A year ago, GI announced a set-top deal with 12 cable
operators that agreed to buy 15 million digital set-tops,
including both high- and low-end models.

Additional smart-card applications to run on the new devices
will be marketed by Visa and the individual cable operators,
although interested companies can participate in GI's
application-developer program.

The General Instrument agreement adds another device that
can accept Visa smart cards and digital cash. Last month, a
European standards group, the European Telecommunications
Standards Institute, agreed to use Visa's platform for smart
cards used with GSM mobile phones.

"We are delighted that support for the Visa Open Platform
across different industry sectors continues to grow," Visa's
Philip Yen, senior vice president of emerging products, said in
a statement.

If this becomes the norm, who walks off with the $$? Thanks in advance for any help.

One of the best thread for following the evolution of the set top is the CUBE thread.

Subject 1197

Their new set top AViA@TV silicon has 2 interfaces for smart cards. Don't ask me why they have 2.

Thanks in advance.



To: Benny Baga who wrote (647)12/14/1998 3:07:00 AM
From: Harry Franks  Read Replies (2) | Respond to of 20297
 
Benny,

Is Schwab really a client? I have a SchwabOne account and I tried to get info on Checkfree bill pay from Schwab (they do have a link on the client page of checkfree). When I checked with Schwab they said it was being looked at and tested with a small group, but not rolled out yet. He didn't know if or when it would be. Until then, I've had to use Checkfree directly (and that works fine).

Regards,

Harry