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To: RealMuLan who wrote (2105)	12/16/1998 3:32:00 PM
From: James F. Hopkins	Respond to of 99985

Yiwu; I picked it up on the news yesterday, but besides that if you take all the mutual funds and lump them together, they are up less than 4%..many people get placed in funds by an employer, and have no idea what they are even in. There are all kinds of funds, ( more than stocks now days ) now how can that work in the long run, just think about it. --------------- I found a few That I know are nothing but pension money rip offs, but don't want to post them here. Some of them have been on a steady down trend for Ten Years you know no one is buying them , so how do they stay alive ? Well it's pension money that comes in every month like clock work from some financial officer who don't care or is getting some perks. I'm convinced there is collusion to a lot of it, and secret marriages as well as sweetheart deals, these funds are set up as dumping grounds for stocks bother in law wants to get rid of. ----------------- The biggest shame of it all is the SEC also looks the other way. Jim