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To: MoneyMade who wrote (2343)	1/5/1999 7:15:00 PM
From: David Sirk	Respond to of 15987

HCAP!! I have done what DD I could. Something is going on here. This is a HIGH RISK pick but this Capital Z group is going around and taking majority interests in companies that are in trouble. They help restructure the company put there own people in charge and open up new lines of credit. HCAP would be a perfect target for this sort of thing. All I am hearing are RUMORS at this point but the Volume undicated that something might indeed be up... Here is some info on the Z group. Based in New York, Capital Z Financial Services Fund II, L.P. is a $1.8 billion global private equity fund that focuses exclusively on investments in the insurance, financial services and healthcare services industries. The fund, which was formed in August 1998, is managed by Capital Z Partners, a global alternative asset management firm headquartered in New York City with offices or affiliates in London and Hong Kong. Capital Z Partners also manages Capital Z Investments, L.P, a $1.5 billion fund which focuses on investments in private equity funds, hedge funds and other alternative investment vehicles. Since 1990, Capital Z Partners and its predecessor funds have invested in excess of $1.25 billion in over 40 transactions with an aggregate market value in excess of $11 billion.

To: MoneyMade who wrote (2343)	1/5/1999 10:59:00 PM
From: Taki	Respond to of 15987

BIG ATTENTION. READ CTRN and IVHD RELATIONSHIP,AND WHY I SEE BIG POTENTIAL ON IVHD TO GO UP BIG. Business Wire - December 31, 1998 10:35 LONDON/NEW YORK--(BUSINESS WIRE)--Dec. 31, 1998--Citron, Inc. (OTC BB: CTRN), a New York and London based Internet company, plans to sell sexual stimulant creams and snoring remedies through its network of affiliate web sites. Citron's expanding marketing network of affiliates plans to be fully operational in February 1999. Citron, Inc. is expecting to establish a marketing agreement with NHP Marketing Ltd. NHP produces numerous personal products including a highly effective cream used to enhance sexual performance. NHP expects the anonymous nature of the Internet to serve as the ideal medium for the marketing of the company's products. With CTRN's growing number of affiliate sites throughout the Internet, both companies believe NHP's products will obtain the exposure necessary to capture a substantial portion of the multi-million dollar sexual performance market. The growth of this market has accelerated since the introduction of Viagra by Pfizer Inc. (NYSE: PFE) in 1998. Citron plans to market both adult entertainment web sites as well as the sites of corporations in related industries to carry banners and links for the sale of NHP's products. Citron expects the marketing of the products to be similar to Amazon.com's (Nasdaq: AMZN) associate program. Citron charges each client, including NHP Marketing Ltd., a commission on purchases made through Citron or its affiliate sites which is based on a percentage of the sale. For the service of carrying the banners used to draw Internet traffic by which sales are made, the affiliate site is paid a commission from Citron. Citron's business strategy is to build a network of affiliate web sites throughout the Internet. Each affiliate site could earn commission based revenues for carrying a banner for Citron or one of its client's products. The greater the traffic on an affiliate site is the more potential for product exposure and revenue growth. Many Internet sites such as Yahoo (Nasdaq: YHOO), Amazon.com (Nasdaq: AMZN), and eBay (Nasdaq: EBAY) can receive as many as hundreds of thousands of hits every day. Citron expects its network to reach similar numbers of Internet users once its new style site is launched in February 1999. To accelerate the growth process Citron is seeking acquisitions to increase affiliate exposure and traffic flow. CONTACT: for Citron, Inc. Andrew Bryant, 706/343-0096 potentman.com aeb@enterprise.net Read the name on this press release. ANDREW BRYANT, THE CEO OF IVHD. And read my earliest post, and you will see why IVHD will fly. Also thank you for reading my posts. Todays huge news for CTRN and IVHD relationship. READ. Citron, Inc. Expands Online Products to Gain a Share of the Multibillion Dollar Health Products Industry; Projects Earnings at $.65 Per Share Business Wire - January 04, 1999 14:46 LONDON/NEW YORK--(BUSINESS WIRE)--Jan. 04, 1999--Citron, Inc. (OTC BB: CTRN), a New York and London based internet company, is expanding its product line to enter into the multibillion dollar health product industry by marketing vitamins and other natural health products over the internet. An additional agreement has been reached between Citron Inc. and NHP Marketing, LTD. giving Citron the right to market ten sublingual spray vitamins and natural health products throughout the Internet. Citron's marketing campaign will become fully operational with the introduction of the Company's new style web site in February, 1999. December 31, 1998 Citron announced its first steps to market online health products through its venture with NHP Marketing, Ltd. and their sexual stimulant cream Maximus (www.potentman.com), an all natural product similar to Viagra, produced by Pfizer Inc. (NYSE: PFE). Citron anticipates the broadened health product line and the pleasant nature of the sublingual vitamins sprays will continually increase the Company's ability to obtain affiliate sites for its marketing network. Leading online marketing houses such as eBay (Nasdaq: EBAY), uBid (Nasdaq: UBID), SkyMall (Nasdaq: SKYM), and millionaire.com (OTC BB: MLRE), are positioning themselves to capture a significant percentage of the rapidly expanding commerce markets in their respective industries. Citron believes that its affiliate structure and growing product range will help it penetrate the lucrative health sector. Citron is continually growing its affiliate web site network, established similarly to the associate program of Amazon.com (Nasdaq: AMZN). With each banner's ability to capture a portion of the traffic passing through an affiliate site, the affiliates allow Citron to broaden its marketing network for vitamins, health products, and numerous additional products and services Citron plans to bring on-line. Citron charges each client a commission on purchases made through Citron or its affiliate sites which is based on a percentage of the sale. For the service of carrying the banners used to draw Internet traffic by which sales are made, the affiliate site is paid a commission from Citron. Citron continues searching for strategic ventures and acquisitions. Citron is projecting earnings of $.65 per share for the twelve month period starting March 1999. CONTACT: for Citron, Inc. Andrew Bryant, 706/343-0096 potentman.com aeb@enterprise.net