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To: Denice who wrote (34623)	1/9/1999 12:30:00 PM
From: The Ox	Read Replies (1) \| Respond to of 95453

I know this wasn't directed at me, but I'm going to add my 2 cents. You don't buy a Mutual Fund so you can have, as you state "total control". You buy a mutual fund so you don't have to worry about control. If you want to manage your investment, then by all means, buy the individual stocks. If you don't want to manage your investment dollars closely, then buy mutual funds and let the managers do their job. That's the way I see it.

To: Denice who wrote (34623)	1/9/1999 2:15:00 PM
From: Crimson Ghost	Read Replies (1) \| Respond to of 95453

I never paid a load on FSESX. Once you have paid a 3% load on any Fidelity fund, this money will never pay another load no matter many times you switch. The load also is reduced or eliminated for initial money if you put in enough. The 0.75% redemption fee is only a problem for traders. It only applies for shares held less than 30 days. FSESX and all Fidelity sector funds are quoted on an hourly basis. The Rydex funds can only be bought or sold at the closing price.