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To: bully who wrote (13278)	1/11/1999 7:54:00 PM
From: bully	Respond to of 22810

To: +bully (8270 ) From: +Mike Kovalchick Monday, Jan 11 1999 7:25PM ET Reply # of 8292 Bully, your OTC article mentions a Mr. Frank Balfour as one of the many people out of the Vancouver area who have committed securities fraud. Do you know if this gentlemen is in any way associated with MDIN? Or any of the others mentioned in the article? Thanks.

To: bully who wrote (13278)	1/11/1999 7:57:00 PM
From: bully	Read Replies (1) \| Respond to of 22810

To: +Mike Kovalchick (8291 ) From: +bully Monday, Jan 11 1999 7:48PM ET Reply # of 8292 Mike , No I don't think this guy Frank (Francis)Balfour is associated in any way with MDIN/NPEC I have "NEVER" said that L.P.P. was "STUPID" Frank Balfour is my "Former" Son in Law , Daughter divorced the man 16 long years ago Very Bad Dude , he cost me and my daughter a ton of $$$$$ , no complaints though , when you trust a snake prepare to get bit hard. I suppose you are quite surprised that I leveled with you as I'm sure your query wasn't an innocent one. If you need more information then let me know , as I have plenty about all. Best Regards. "BULLY"