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To: swedelo who wrote (4076)	1/20/1999 7:35:00 PM
From: Premier	Read Replies (1) \| Respond to of 6545

As always you have done a great job. On the issue of currency exchange we should note that CYCH user in USA, buying a product from say Lichtenstein may present his Visa credit card for payment. Visa will then convert Euro currency to US $ and charge the consumer in US. I have noticed from my personal experience that Visa/MC offer better exchange rates to consumers than local banks. In such a situation Visa can handle the international transactions seamlessly in the case of CYCH. I am fairly certain Visa will be capable of handling Euro transactions. Secondly, incremental international commerce over intra national commerce (by small consumers) may not be that significant.