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To: Wesley0428 who wrote (1577)	1/22/1999 11:18:00 AM
From: Benny Baga	Read Replies (1) \| Respond to of 20297

No, BankBoston is a Citi client (their only one). Although if you read the Legg Mason downgrade report Wells Fargo is reporting greater than expected growth. In addition BankBoston doesn't have Bill Presentment, a drawback that will be made clear later in the year. Benny(IMHO)

To: Wesley0428 who wrote (1577)	1/22/1999 11:36:00 AM
From: TLindt	Read Replies (1) \| Respond to of 20297

Well there are some clues you can read on On Line Banking which you can read into this quarters numbers... The number of subscribers has been rapidly increasing over the last few months, growing in excess of 2,000 consumers per day. As of November 30, the subscriber count surpassed 747,000, an increase of 64,000 from October. Based on market estimates of 5 millon total online banking households in 1998, Integrion commands a leading market share of 15%. At current rates, Integrion will surpass the one million subscriber milestone in early 1999. integrion.com 2,000 a day by 90 is 180,000 new On Line Banking Customers. However it's important to note that they might not all have been set up for On Line Bill Pay...but the numbers are there given that this is coming out of 5 Banks of 350 or so... Jumbo's to be sure...but still only 5...the other 345 ought to be able to come up with 20,000 this Quarter with one hand tied behind their back. The Question still remains, HOW MANY ARE USING ON LINE BILL PAY? We're going to know in a few days. But the on line population numbers are looking stronger. In 1998 Integrion owner banks PNC, Michigan National and ABN AMRO launched web-based electronic banking services through Integrion. These banks joined Bank One and Nationsbank -- now Bank of America - which went live with Integrion's electronic banking platform services in 1997. XXXX Washington Mutual and Mellon Bank are currently piloting Integrion services and plan to go live in 1999. XXXX In addition, Bank One and PNC announced their intention this year to use Itegrion's IFS platform to provide Internet-based electronic bill presentment and payment services to their customers in 1999.