To: David O'Berry who wrote (25128 ) 1/25/1999 10:50:00 AM From: Paul Fiondella Read Replies (2) | Respond to of 42771
Two possibilities -1- Novell picks a smartcard authentication company to partner with and pushes their product out into the world with Digital Me (Ecommerce version). Novel establishes the identity vault and makes the product available to consumers and vendors. (Still requires partnering with a Mastercard/Visa Amex type company) -2- Novell develops a digital identity compatible with NDS and distributes the software to all authentication companies so that they can create NDS compatible encrypted id numbers as the output of whatever local authentication smartcard system they produce. In both cases the result is the same. Authentication at the local level to get access to the digital identity and get authority to initiate a transaction. Local authentication really only serves the purpose of hiding the id number from being stolen. One would still need a verification process at the digital identity vault for incoming transactions unless the card were issued from the vault and the verification system was compatible with verification at the vault. Once again I want to explain why the vault and the concept of a trusted repository for your digital identity on the network is important. As commercial sites require more information in order to convince themselves that you are you, and require that you given them your ss#, your address, telephone, your DOB, your mother, brother, father and sister, and your credit card number(s), all of these pieces of information eventually become more public. The act of disclosing them to a commercial source makes them more public. Eventually you cannot establish your digital identity with any of this information. Because it will be less possible to use these methods of verification in the future, ecommerce will become risky for vendors. The basic idea of an identity vault is to limit verification to the vault site and thus prevent disclosure of your personal information to the public as a "necessary" aspect of ecommerce. This frees the internet and ecommerce of the verification process. Combining the vault with billing (Novell and Mastercard etc.) also simplifies the billing process for vendors. This would be a tremendous step forward for ecommerce. Only Novell has a way to do it currently. But they better get on internet time with this one!