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Microcap & Penny Stocks : PCBM - MASSIVE EXPANSION IN A 2 BILLION DOLLAR INDUSTRY -- Ignore unavailable to you. Want to Upgrade?


To: myturn who wrote (81)1/28/1999 7:15:00 PM
From: Daniel Mardorf  Respond to of 2406
 
News again great! I hope PCBM expands into the internet! Also, golden penny put out an alert on PCBM today before the bell. Let's hope whoever is shorting this stock gets their head handed to them!

d



To: myturn who wrote (81)1/28/1999 8:19:00 PM
From: Bird  Respond to of 2406
 
This is very good news. Last week they announced the addition
of leases and property values under contract that will increase
the net assets of "Summit Property Group" by approximately $4 million
with a normal operating income of $700,000 per year. This combined with
existing leases and property values increase Summit's projected assets
to $12 million and operating income to $2.2 million per year.
This is only Summit Property Group's side of PCBM.

PCBM's most valuable subsidiaries are the consumer lending divisions
"Fast Title Loans Inc." and "Fast Payday Advance, Inc." and that was
what today's announcement entailed.
The two new locations will contribute approximately $300,000 net dollars
for the first half of 1999, increasing projected annual
cash flow to $3 million for 1999.

Summit Property Group $2.2M
Consumer lending divisions $3.0M
-------
$5.2M / 16M shares = 0.325/shr.

And, there are 23 more title loan locations yet to be added/acquired!!
We can extrapolate $0.3M X 23 = $6.9M addl'annually.

Projected A/O 1-28-99 $5.2M
Add'l 23 loan franchise + $6.9M
-------
$12.1M / 16M shares = 0.75625/shr.

Projected for first completed 12 mo. period with all divisions and
assets operational assuming completed acquisitions.

Bird

P.S.
"Fast Title Loans Inc"., subsidiary of Pinnacle Business Management, is
the only publicly traded company writing title loans, giving it a
distinct advantage over the competition.




To: myturn who wrote (81)1/28/1999 9:57:00 PM
From: Bird  Respond to of 2406
 
Largest consumer finance companies sorted by EPS with Projected
PCBM EPS
inserted for comparison.

Industry Quote Details

Symbol Company Last Change Volume EPS

PMA PMI GROUP INC COM 42 3/4 -15/16 310700 6.04
FFC FUND AMERICAN ENT. 146 1/8 +3/4 2700 5.40
COF CAPITAL ONE FNCL CORP 130 5/8 -7/8 372800 3.96
CCR COUNTRYWIDE CREDIT INDS 45 1/2 +5/8 182600 3.09
CFN CONTIFINANCIAL CORP COM 7 1/2 +1/16 19400 2.86
STU STUDENT LOAN CORP 42 3/4 -1/4 600 2.58
HI HOUSEHOLD INTL INC 43 5/8 +1 5/8 1577700 2.16
ICII IMPERIAL CREDIT INDS INC 7 5/8 +1/16 83500 2.10
CIT C I T GROUP INC 32 7/16 -1/16 256500 1.95
HDLD HEADLANDS MTG CO COM 19 3/8 -1/4 24900 1.46
ESF ESPIRITO SANTO FNCL GROUP 17 13/16 -1/16 59600 1.25
RBMG RESOURCE BANCSHARES 14 9/16 -1/16 156400 1.00
ACF AMERICREDIT CORP 11 1/4 No Chg 497000 0.93
RGFC R&G FINL CORP CL B 20 1/8 -1/2 40900 0.81
KRB MBNA CORP 26 7/8 No Chg 1973600 0.77
PCBM PINNACLE BUSINESS MGMT 3/8 -1/16 135700 0.76
PWN CASH AMER INTL INC 14 7/16 +7/16 103600 0.66
RCCK ROCK FINL CORP MICH COM 16 +1/8 43800 0.55
DORL DORAL FINL CORP COM 19 3/4 +3/16 64200 0.53
CACC CREDIT ACCEPTANCE CORP 7 5/8 +13/16 97300 0.03

While not entirely conclusive, if projections hold true,
PCBM will soon trade at much higher levels.

Bird