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To: Cosmo Daisey who wrote (4192)	2/1/1999 11:50:00 AM
From: Annette	Read Replies (1) \| Respond to of 41369

I added to my AOL, I couldn't resist when I saw it down....come to Mommy!!! Annette

To: Cosmo Daisey who wrote (4192)	2/1/1999 12:15:00 PM
From: LindyBill	Read Replies (1) \| Respond to of 41369

I am so confused Cosmo, you surprise me! Who are you to question the experts? You had better sell all your techs and buy some nice, safe Utility stocks that pay dividends. Women have no head for business and should not be allowed to invest their own money. I am amazed at your presumption! LindyBill

To: Cosmo Daisey who wrote (4192)	2/1/1999 1:36:00 PM
From: RocketMan	Respond to of 41369

Let's have a little sympathy for these experts... very little :-) Imagine being a manager for a fund that invests in "value" stocks, or in small caps, or whatever, and you are getting your head handed to you year after year not only by the indexes, but from ma and pa individual investors. What to do, what to do? You can't go invest in what they are investing in, because that is not your fund's philosophy. So you do the next best thing. You go on TV and make all kinds of gloomy predictions about how the market is going to crash, hoping nobody notices the low interest rates, low unemployment, increasing productivity, etc. And you certainly hope the program's hosts don't put up a chart of your own fund. Then you talk about the biggest gainers, the growth stocks, and talk about how they are crazily overvalued, how they will pop, and how in the end you will be proven right. And then you go back to your office and see how your fund's portfolio has dropped even more, and how there are more redemptions.