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To: Yamakita who wrote (93888)	2/2/1999 9:23:00 AM
From: Lee	Read Replies (1) \| Respond to of 176388

Hello Yamakita,..Re:.As it happens, I have a book coming out in two weeks on exactly the topic you mention: getting savings out of the post office (which pays an astounding 0.35 percent) and into US equities. First of all, good luck on your new book, hope it is wildly successful. Also thanks for all your views from the world's second largest economy. If investors will be able to diversify their savings from strictly the post office, can you say what the vehicle would be? Would they be able to have brokerage accounts that invest in US equities or would they be able to go to Citibank and sign up for some savings plan that offered a variety of US funds and/or equities. I'm only asking because of the mechanics of actually doing it. It's not that easy, for instance, for us in the US to invest directly in a German equity, we have to use ADRs or else go through a hassle about currency fluctuations. (Not to mention about hedging those fluctuations). So I was just wondering exactly how easily this could be done. Thanks very much for your view from Tokyo, Lee