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Technology Stocks : Novell (NOVL) dirt cheap, good buy? -- Ignore unavailable to you. Want to Upgrade?

To: Paul Fiondella who wrote (25313)	2/7/1999 12:29:00 AM
From: David	Respond to of 42771

"The idea is to put together the credit card company, the ISP, the smartcard company, the merchant vendors and a Novell NDS based digital identity vault with Novell's NDS infrastructure throughout. Selling something to internet users gives Novell visibility and adds some substance to the claim of internet leadership." You need to keep an eye on Bank of America, which has strong ties to Mastercard. B of A is piloting on a small scale a smart card/biometric Internet banking system. And Mastercard is further along with biometric finger scanning -- to the point of discussing the possibility of outfitting its merchants with 50,000,000 scanners if it all works out. The advantage to Mastercard is cutting way down on credit card fraud.

To: Paul Fiondella who wrote (25313)	2/7/1999 8:41:00 AM
From: EPS	Read Replies (1) \| Respond to of 42771

"You take your 40 million seat NDS lead and trump that into a lead in the area of ecommerce. " American Express could be the perfect candidate to partner with. After all many of those seats come from fortune 500 companies that have NDS and AMEX corporate cards......

To: Paul Fiondella who wrote (25313)	2/7/1999 3:12:00 PM
From: Frederick Smart	Read Replies (1) \| Respond to of 42771

Paul....keep this coming... >>If Novell approaches this product as if it is another sale of a Zen like administrative product to its enterprise netware customers, it is going to miss the boat. The idea is to put together the credit card company, the ISP, the smartcard company, the merchant vendors and a Novell NDS based digital identity vault with Novell's NDS infrastructure throughout. Selling something to internet users gives Novell visibility and adds some substance to the claim of internet leadership. You take your 40 million seat NDS lead and trump that into a lead in the area of ecommerce. I hope Schmidt isn't dismissing this one or giving the project too little effort.>> Paul, I see a tremendous opportunity to shake and bake these ideas. Keep going! I've been gone since Friday. Great to see the dialogue take on more shape and definition.

To: Paul Fiondella who wrote (25313)	2/7/1999 3:20:00 PM
From: Frederick Smart	Respond to of 42771

>>The idea is to put together the credit card company, the ISP, the smartcard company, the merchant vendors and a Novell NDS based digital identity vault with Novell's NDS infrastructure throughout. Selling something to internet users gives Novell visibility and adds some substance to the claim of internet leadership.>> Paul: I have a significant investment in Nextel AND Novell for the potential I see in fusing e-commerce with s-commerce (street). We are at the point in history where "buying and service" agents will be in demand if we can only work out the credit and payment logistics. You've heard of Peapod for groceries. Well, I see this trend expanding to ALL stores. This service and local oriented piece will make a powerful counter to pure e-commerce solutions. I see ALL local stores going e-commerce anyway. The differentiator will be pick-up and delivery services. We need a slick, user-friendly credit and payment mechanism to make all this happen. I have my own Nextel network here in Chicago where I am testing these ideas. Am in the process of starting one in Manhatten among traders, etc. Care to help out??

To: Paul Fiondella who wrote (25313)	2/7/1999 9:59:00 PM
From: David O'Berry	Read Replies (2) \| Respond to of 42771

That concept is exactly what I was talking about in post 25130. Question becomes what level of encryption would it take on the smartcard side and it has to be single session encryption during the authentication. Store the fingerprint in the NDS for the manufacture of new cards and you got the winning lottery number. The big problem is the reader tech in the smartcards. The best alternative, although less secure, is a two token spread spectrum rf based user scheme. In this type of scheme the user is required to have two pieces of the puzzle on him or her. Unfortunately this is also expensive due to the radio transmitter tech required. The weak link still is the human factor. Have you seen any smartcards with FP tech built in? David O'Berry doberry@mindspring.com