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To: hoffy who wrote (6378)	2/14/1999 12:04:00 PM
From: Dave Gore	Respond to of 15987

Yes, On-line mortgage banking, of which FNHC is one of the first, will explode. I agree... you could be right or then again it could be one that just keeps going. You never know, but it might make sense to follow this one closely. If any stock could do it, it could be one in perhaps the hottest growth sector. On-line mortgage is a multi-hundred billion dollar industry.... and this is the first publicly traded company to use the power of the internet to go after it, at least that's what all the talk is about.