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To: Wayne Rumball who wrote (6303)	2/19/1999 9:09:00 AM
From: CPM	Read Replies (1) \| Respond to of 11130

Read This VIKING CAPITAL GROUP, INC. Signs E-Commerce Agreement Two Lincoln Centre 5420 LBJ Freeway, Suite 300 Dallas, TX 75240 Phone: (972) 386-9996 Facsimile: (972) 386-7864 E-mail : viking@vcgi.com Web : www.vcgi.com Media Contact: Robert Cathey, Ackermann Public Relations (423) 584-0550 Investor Contact: Matthew W. Fossen, Viking Capital Group, Inc. (972) 386-9996 (instructions for e-mail delivery at end of news release) VIKING SYSTEMS, INC. AND NETNOTE INTERNATIONAL, LTD. SIGN AGREEMENT FOR USE AND DISTRIBUTION OF FULL RANGE OF E-COMMERCE TECHNOLOGIES. DALLAS, February 18, 1999 – Viking Systems, Inc., (VSI) a wholly owned subsidiary of Viking Capital Group, Inc. (VGCP-OTC), and Netnote International, Ltd. announce the signing of a Memorandum of Understanding (MOU). The MOU provides for three definitive agreements giving VSI reseller rights to Netnote International's state-of-the-art E-commerce hardware solutions and software products. The first in this new family of products is called webnote™, a stylish sub-notebook size device with touch screen, color display and keyboard. The complete unit weighs about 2 lbs. The webnote™ is also equipped with smart card technology to provide additional security which acts as a "web access key" providing a unique identifier perfect for transactions that need additional security like financial transactions. The final agreements open the door for VSI to offer a wide range of network access tools to Viking Systems Network (VSN) clients, enabling their customers more secure and cost effective access to their Internet-based accounts. The agreements include: * A VAR agreement covering the full range of network computing hardware products. * A Software License Agreement covering the use, implementation and sale of the Netnote International embedded Operating System software and "Graphical User Interface". * A Distribution Agreement covering the use and distribution of the Netnote International smart WebAccess card-key security technology for use within the VSN Insurance and Banking applications. Mr. Garry Millar, President of Viking Systems, said, "The Netnote technology gives our clients' customers access to the latest in network computing devices and software. At VSI our main task is to manage the Viking Systems Network by hosting out-sourcing applications for the Insurance, Banking, Employee Benefits and Securities industries for the benefit of our own internal needs and our customers' needs. Part of our customer service strategy is to make available to our customers the latest tools and technology to make the most of our server based computing environments." Mr. Brendan Farrell, CEO of Netnote International, Ltd., said, "We are a software company who has combined unique smart card technology to produce a range of dedicated Internet access products. The webnote™ products, incorporates an easy to use interface making connection to and transaction on the Internet simple. The product focuses on the power of network computing. Additional security and functionality is available through smart card technology allowing the user to launch and access task specific sites. It's the perfect tool to use as the ‘front end' hardware interface to an e-commerce system. The webnote™ product range is designed for easy Internet access and specific Internet applications. We are very excited about Viking Systems Network using our technology, Viking is an excellent example in the new era of Application Service Provision." Netnote International has developed a unique range of products, specifically aimed at making access to the Internet and other forms of electronic communication and commerce over the Internet as intuitive as using the telephone. A preview of the products soon to be available to VSN client customers can be seen at www.netnoteinc.com