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To: OLDTRADER who wrote (108012)	3/7/1999 12:31:00 PM
From: PAL	Read Replies (1) \| Respond to of 176387

Bill: You are blessed in your life. But one cannot just pray and hope for it. You have gotten by earning it. When I got those degrees from the University of Pittsburgh, my Dad told me: I have taken more salt than you, so just learn from me. He was right. My diplomas are still in the a tube. My children want to frame them and hang them on the wall. I said that one diploma I like to have displayed is from "School of Experience" where we learn from experience and from others of their trials and tribulations. Best to you and your wife. Paul.

To: OLDTRADER who wrote (108012)	3/8/1999 8:05:00 AM
From: Dorine Essey	Read Replies (3) \| Respond to of 176387

William, This sounds like me . I have also raised six kids -married three times-last and FINAL wife is better educated-MA in BIZ Boston girl-loads of the right kind of education-common sense.wbm In my case I also have been married 3 times and the third was the very best. Married now 31 years and 6 kids. Never ever been happier. I also have had margin calls in the past. More than not, they have been smart moves. Dorine