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To: violatrader who wrote (28445)	3/19/1999 1:05:00 AM
From: Dream$	Respond to of 120523

Tax Day: 4/15, I thought this date would force people to liquidate some positions to pay their taxes. According to this article, the opposite may be true. --------------------------------------------------------------------- March 18, 1999 Income-Tax Refunds Outpace Expectations, Increasing Hopes for Strong Retail Sales By TOM HERMAN Staff Reporter of THE WALL STREET JOURNAL Income-tax refunds are continuing to run far ahead of a year ago, boosting hopes on Wall Street for continued strength in retail spending this quarter. The Internal Revenue Service said in a press release that it approved nearly $61.5 billion in individual income-tax refunds as of March 12, up about 16% from $53 billion a year earlier. The average refund has jumped 15% to $1,637. Officials attribute the sharp increases mainly to three new tax credits that became effective in 1998: a child tax credit and two new education credits. Also, more people are filing their returns electronically, which means speedier refunds. The total number of refund checks approved so far is about the same as last year: 37.6 million, up only 0.4%. IRS refund statistics are watched very closely on Wall Street for clues to retail-spending patterns because many taxpayers spend their refund checks quickly. The IRS said it received 51.8 million tax returns through March 12, up 2.1% from a year earlier. It has processed about 41 million of those returns, down 0.5%.

To: violatrader who wrote (28445)	3/19/1999 11:13:00 AM
From: Mary A Young	Read Replies (2) \| Respond to of 120523

Not that it is important, terribly, but I have an MM with Kodaly Emphasis and BM in Piano Performance, organ performance, and a BMus in Music Education. I serve on the BOD of a two arts organizations--one I'm proud of is a Fine Arts camp for children with terminal cancer. I've played piano since I was 4 and played with my first orchestra in the 7th grade. On the side I'm participating in a music and the brain research project and assisting our NBC affiliate with a documentary to come out in 2000. While disability has taken me from the classroom, it has enabled me to widen my horizons into other areas of interest...including the stock market. For years, it has been a passion. There is a connection between music and math--the Mozart effect isn't a farce. Whenever the market has me confused or I'm just having trouble focusing, CNBC goes down--I keep the picture on, and then I put in some Vivaldi, Mozart, even some Bach. There was an interesting study done in Leipzig Germany a several years back that showed that if you have music played at the tempo of 40 quarter notes per minute, the approximate speed of Handel's Largo, learning is enhance. Currently I'm working with one of the inner city schools in trying to duplicate that experience. Its great for children trying to learn math facts. How delightful to sign online and see this discourse. Back to Dow 10000. :) Planning to buy JVLN. Love BSX, VRIO, USWB. Every time I sell USWB I regret it. Did well with EPAY, thank you friends. Have a wonderful day and weekend.