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To: Sam Biller who wrote (36)	3/26/1999 9:08:00 AM
From: AugustWest	Respond to of 103

Get Ready For The Internet To Answer All Your Billing And Payment Questions March 26, 1999 PALO ALTO, Calif.--(BUSINESS WIRE) -- A new study concludes that within a few years the Internet will answer all your billing and payment inquiries about home and auto loans, insurance, and cable TV, telephone and electric services. Killen & Associates, publisher of the study, forecasts that $31 billion will be spent over the next five years to install and upgrade Internet-based customer-care systems to handle billing- and payment-related inquiries from consumers and businesses. "The trend toward billing-centric Internet customer-care systems is a bonanza for IT suppliers, including American Management Systems, BlueGill, CheckFree, Convergys, eDocs, Electronic Data Systems, IBM, and Novazen," according to Karl Duffy, vice president, Killen & Associates. "We and hundreds of other companies that issue the bulk of monthly bills to consumers and businesses are implementing the next generation of customer-care systems that enable customers to use the Internet to quickly and independently obtain answers to their questions about bills and payments," says Charles Gunn, Peco Energy. American Express, AT&T, Chase Credit Card, First USA, MCI and Southern California Edison are a handful of the major billers already implementing the next generation of customer-care systems. The 160-page study -- Enterprise E-Billing and Payments Market: New Opportunities for Billers, Merchants, and IT Suppliers -- is the third volume of a three-volume study on Electronic Bill Presentment and Payments. Killen & Associates is a leading market research and consulting firm whose studies, seminars, and video interviews enable clients in the telecommunications, banking/financial services, and information technology industries to identify business opportunities created by technology advances, public policy changes, and market forces. For additional information visit Killen & Associates' Web site: killen.com Contact: Karl Duffy, karl@killen.com, or Jules Street, jules@killen.com Tel: 650/617-6130, Fax: 650/617-6140. <<Business Wire, 03-25-99, 08:03 Eastern>> CONTACT: Killen & Associates \| Karl Duffy or or Jules Street, 650/617-6130 \| karl@killen.com or jules@killen.com [Copyright 1999, Business Wire]

To: Sam Biller who wrote (36)	3/26/1999 2:04:00 PM
From: Sam Biller	Read Replies (1) \| Respond to of 103

Gary A. Luoma disposed of 2,600 shares News March 22, 13:38 Eastern Time WASHINGTON, DC, Mar. 22, 1999 (States via COMTEX) -- Gary A. Luoma, Jr. of Norcross, GA, a Vice President, CAO and Assistant Secretary of CheckFree Holdings Corp. (SYMBOL: CKFR), disposed of 2,600 shares for $39.50 each on February 01, 1999. Gary A. Luoma, Jr. currently owns 574 shares. A Form 4 reporting the transaction was filed with the Securities and Exchange Commission on March 10, 1999.