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To: allen v.w. who wrote (13555)4/8/1999 12:14:00 AM
From: James Simonick  Read Replies (2) | Respond to of 40688
 
What I mean is if I receive retirement account shares out of the brokerage in the form of certificates the transaction will amount to cashing out my IRA. I therefore will be fined 10% of the proceeds plus ordinary capital gains taxes, and of course the brokers service charge. Holding these shares in a qualified account at a brokerage with no MM's may eliminate all that as well as shorting availability. -Jim